A well-designed AML/CTF Program is the foundation of an effective compliance framework under the new regime.

We develop tailored, regulator-aligned Programs that are practical, scalable, and fit for purpose — not generic templates.

Each Program is built to reflect your business operations and risk profile, and typically includes:

• Business-specific ML/TF risk assessment

• Customer due diligence and verification frameworks

• Ongoing monitoring and transaction review methodologies

• Employee screening, awareness, and training structures

• Governance, reporting, and independent assurance mechanisms

AUSTRAC expects Programs to be living, operational frameworks, not off-the-shelf templates.

AUSTRAC requires reporting entities to implement robust Customer Due Diligence (CDD) procedures to verify customer identity and manage financial crime risks.

We design and implement practical onboarding and verification processes that align with regulatory requirements while integrating seamlessly into your existing workflows. The result is a compliant, efficient CDD framework that protects your business without slowing it down.

AUSTRAC requires all reporting entities to implement an ongoing AML/CTF training program to ensure staff understand their obligations and can effectively identify and manage financial crime risks.

Our tailored training solutions equip your team with practical, role-specific knowledge aligned to Tranche 2 requirements, keeping your business compliant and audit-ready. With regularly updated content and expert delivery, we help you meet mandatory training obligations while strengthening your overall compliance culture.

AUSTRAC requires reporting entities to identify, assess, and manage their exposure to money laundering and terrorism financing risks as a core part of their AML/CTF obligations.

Our Risk Assessment and Gap Analysis services give you a clear view of your risk profile while identifying gaps against regulatory requirements. We deliver a practical, prioritised roadmap so you can confidently strengthen your controls and meet compliance expectations.

Australian AML/CTF legislation requires reporting entities to have their AML/CTF Program independently reviewed on a regular basis to ensure it remains effective and compliant.

Our independent reviews go beyond a checklist, assessing your risk framework, controls, governance, and real-world implementation against AUSTRAC expectations.

We help you meet the typical 2–3 year review cycle with confidence, delivering practical insights that strengthen compliance and stand up to regulatory scrutiny.

AML/CTF compliance is an ongoing obligation under AUSTRAC requirements, requiring reporting entities to continuously monitor, review, and enhance their programs as risks and regulations evolve.

Our ongoing compliance support ensures your framework remains up to date, effective, and aligned with regulatory expectations. From updates and reviews to continuous improvement, we help you stay confidently compliant over the long term.

• Transaction Monitoring & Suspicious Matter Reporting (SMR)

• Enhanced Due Diligence (EDD)

• Record Keeping Obligations

• Independent Reviews of AML/CTF Programs

• Ongoing Customer Risk Profiling

• Sanctions & Politically Exposed Persons (PEPs) Screening

• Regulatory Reporting & AUSTRAC Engagement

• Governance & Board Oversight

• Policy & Procedure Maintenance